Consumer Rights
Small Claims Court Basics: Is It Worth It?
What small claims court is, how a typical case moves from letter to judgment, what to prepare, and when a firm letter or mediation may be enough.
Read Guide →Free guides on consumer rights, dispute letters, and winning strategies. Stop getting pushed around by hospitals, airlines, landlords, and corporations.
Or generate your free dispute letter now →What small claims court is, how a typical case moves from letter to judgment, what to prepare, and when a firm letter or mediation may be enough.
Read Guide →How to read a return policy and a warranty before you buy, what the common terms mean, and what to keep so you can use them later.
Read Guide →A calm ladder for escalating a complaint: front line, supervisor, written complaint, executive contact and outside help, with notes to keep at each step.
Read Guide →What a state attorney general's consumer office does, what to include in a complaint, what to expect afterwards, and how it fits with other steps.
Read Guide →How to catch an unauthorized charge early, why debit card problems feel different from credit card problems, and the steps to take with your bank.
Read Guide →Find the charge, cancel through your account, confirm in writing, ask about a refund and use your card issuer as a backup if the company stalls.
Read Guide →What to save, how to save it and how to organize it, so your receipts, messages and notes actually help when a dispute drags on.
Read Guide →Check the tracking, contact the seller in writing, set a deadline, understand the general delivery rule and escalate to your card issuer if needed.
Read Guide →Use facts, dates, one clear request and a calm tone. A simple structure for a complaint or dispute letter that a busy reader can act on.
Read Guide →Try the merchant first, gather the right evidence, contact your card issuer promptly and understand time limits before you start a card dispute.
Read Guide →Find the mistake, dispute it with both the credit bureau and the company that reported it, keep proof, and follow up in an organized way.
Read Guide →A calm, step-by-step guide to the first contact from a debt collector: verify the debt, ask for validation in writing, and keep clear records.
Read Guide →Use the No Surprises Act, itemized billing, and a formal dispute letter to reduce ER bills by $1,200–$2,800. Here's the exact playbook.
Read Guide →EU law entitles you to up to €600 in cash for delayed or cancelled flights. What qualifies, how much you may be owed, and how to write the claim.
Read Guide →Escape a gym contract that won't let you cancel: your state's gym laws, certified mail, and chargebacks as a backup.
Read Guide →Insurers' denials can be appealed internally and then reviewed by an independent external reviewer. Here's how to fight a denial.
Read Guide →Broken meters, missing signage, procedural errors — these are the defenses hearing officers commonly weigh. Here's how to use them.
Read Guide →The CFPB has reported returning billions of dollars to consumers. Companies are generally expected to respond to a complaint within 15 days. Here's how to file one.
Read Guide →State-by-state deadlines, itemization requirements, and the small claims court strategy that makes landlords pay up. With 2x–3x penalty provisions.
Read Guide →The 60-day rule most people miss, what qualifies under the FCBA, how to write the formal dispute letter, and what to do if your bank denies it.
Read Guide →ChargeCrush's AI generates dispute letters, appeal letters, and claim letters in under 2 minutes — for any charge, any situation.
Generate Your Free Dispute Letter → Free tier: 1 letter/month · Pro: $7.99/mo unlimited